By the way, we are happy with our new (to us) house and would be happy even if it halved in “value.”

We bought it to live in, not as an investment vehicle. We only pulled the trigger on buying when we knew we could afford the house to be worth $0 and we’d be financially ok. We are lucky to have that privilege. Lucky, and worked hard too. And I have zero guilt about exercising that privilege and reaping the rewards of my luck and my work.