Anyone that is 100% invested in the market now is totally crazypants. Well, the average person shouldn’t change anything because they invariably make terrible decisions. Buy, hold, and pray is about all you have.

But I’m going to tell ya’ll what I am going to do, and then I’m going to do it.

When the market craters — which it will inevitably — I’m gonna make a load of money.

I’m a capitalist in this respect because I have to be to avoid having a bad life.