Of the times that my bank has detected โunusual debit card activity,โ it never has been.
The times that have been fraud were not detected as such.
The bank somehow flags as โfraudโ things that I do and buy routinely, but some Russian hacker buying Bitcoin in Latvia from an IP address in Djibouti, thatโs all good!
But me buying groceries at the grocery store I visit every damn week โ well, obviously plunderous thievery.
These sorts of things make me have huge doubts about AI ever working as we expect.